Consumer Protection › Antitrust & Trade Regulation › Bankruptcy

Debt Relief and Counseling Scams

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 instituted a credit counseling requirement for debtors filing for bankruptcy protection. Credit counseling agencies sprang up quickly on the heels of this...more

National Settlement Executive Summary 2012

EXECUTIVE SUMMARY OF MULTISTATE/FEDERAL SETTLEMENT OF FORECLOSURE MISCONDUCT CLAIMS written by Philip A. Lehman, Assistant Attorney General Consumer Protection Division, North Carolina Department of Justice. The...more

What Creditors Can -- and Cannot -- Do When Collecting Debts

If you’re behind in paying your bills -- or if a creditor’s records mistakenly make it appear that you are -- a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection...more