Read Consumer Protection updates, news, and legal commentary from leading lawyers and law firms:
Bill on Bankruptcy: Delaware Garners Almost All Big Chapter 11s
Bill on Bankruptcy: Listening in the Dark at the NCBJ
Dean: Law Schools Use Merit Scholarships To Boost Rankings
Dean: Law Firms 'Support' NYLS's 2 Year Degree Program
Bill on Bankruptcy: LightSquared, the Battle among Hedge Funds
Bill on Bankruptcy: Appeals Court Changes the Law on Fraud
Bill on Bankruptcy: Make-Whole Premiums, Lehman, ResCap
Rice: Banking Lobby Won't Let New Glass-Steagall Bill Pass
Bar President: 3Ls Should Get Paid for Internships
Bill on Bankruptcy: Lawyers Must Disclose What Clients Pay
NALP: 18-Year Low for Law Grad Employment
Is Edward Snowden a Whistleblower?
Unique Privacy Concerns for Mobile Apps
Instapundit: America's IP Laws Need to be "Pruned Back"
Bill on Bankruptcy: Trustees Sleep Easy after High Court Ruling
Could This Law School Ranking Unseat US News?
Bill on Bankruptcy: Kodak Plan Bumps the Debt, Craters Stock
Tips for Mobile App Privacy Compliance
Bill on Bankruptcy: Easterbrook Turns the Tide on Student Loans
Bill on Bankruptcy: Stockton May Win the Battle, Lose the War
On November 20, the Consumer Financial Protection Bureau released the nearly 1,900-page final RESPA-TILA Integrated Disclosures Rule. The rule will be effective for applications received on or after August 1, 2015. The...more
In D’Agostino v. Maldonado, 2013 WL 5476857 (Oct. 3, 2013), the New Jersey Supreme Court weighed in on whether the New Jersey Consumer Fraud Act ("CFA") could be triggered by a complex real estate deal between a purported...more
Federal Reserve Bank of Dallas Staff Papers
The Costs and Consequences of the 2007–09 Financial Crisis
The Financial Crisis Cost More Than $14 Trillion: Dallas Fed Study
The financial crisis likely cost at least a...more
As of 1st July, the Ministry of Civil Affairs has implemented two Measures to regulate the establishment and operation of senior care facilities. Our careful review finds the Measures are very welcome and encouraging...more
In this article, we will discuss on the topic of:
--What’s Happening in the Marketplace in China?
--The History and Development of CCRCs in the U.S.
--Fee Structures for CCRCs
--Financial, Regulatory and...more
The July 2013 issue of the “Mortgage Banking” magazine focuses on the Consumer Financial Protection Bureau (or “CFPB”). The coverline is this: “CFPB – A Powerful New Overseer.”...more
On December 6, the U.S. Court of Appeals for the Third Circuit held that a property reporting firm cannot be held liable for a willful violation of FCRA because the firm’s interpretation that it was not a consumer reporting...more
As a component of its “Know Before You Owe” project and pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”), the Consumer Finance Protection Bureau (the “CFPB”) issued its proposed...more
Homeowners and renters in California may soon be able to access solar or other renewable energy from community based self-generation programs as an alternative to the power grids offered by the state’s three major public...more
Does disclosure of a mortgage balance to a subsequent mortgagee violate the mortgagor's privacy rights? A recent Alberta decision says no....more
With increasing supply in the Chinese marketplace of senior care facilities, expertise in the operating management is highly urged. The admission contract is one of the essential parts of this management. Having seen poorly...more
On this July 24, the Ministry of Civil Affairs issued Implementation Opinions on Encouraging and Guiding Private Capital to Invest in the Senior Living Service Industry (the “Opinions”). With little special or surprising, the...more
CALIFORNIA SENATE BILL No. 1474
An act to amend Sections 781 and 923 of the Penal Code, relating to grand jury proceedings.
Approved by Governor September 25, 2012.
Filed Secretary of State September 25,...more
The Consumer Financial Protection Bureau (CFPB) has proposed amendments to Regulation X (Real Estate Settlement Procedures Act) and Regulation Z (Truth in Lending Act) that create new disclosure requirements and uniform...more
As the reform of Housing and Condominiums property is evolving, many uncertainties still challenging a steady settlement of the charachters involved : Builders, Administrators, and owners....more
March 15 (Bloomberg Law) -- The $25 billion mortgage settlement between lenders and state attorneys general won't help nearly as many people as its touted to, Neil Barofsky, the former Special US Treasury Department Inspector...more
A review of the Myriad of Issues Facing Foreclosures in light of HAMP....more
The law relating to pre-sale litigation continues to evolve. With a recent judgment granting purchasers rescission of purchase and sale agreements years after completion, it is time to provide an update on the latest...more
L’introduzione dei principi comunitari nel nostro ordinamento mediante il D.Lgs. n. 79/2011 (che recepisce la direttiva CE/122/2008) mira a colmare le lacune della precedente normativa in materia di...more
Part I of a Three-Part Series on Financial Reform Legislation.
Published in National Mortgage Professional Magazine
First Published: August 2010
Re-Published: August 2011
Part I outlines the general features of the...more
This article explores Real Estate Short Sales, Foreclosure Sales, Post-Foreclosure Sales, and Associated Lawsuits in the Context of a Real Estate Investor's Decisionmaking in a Market in Transition. (This article is provided...more
As I wrote in a recent article, more than 50% of homes in Arizona are worth less than what is owed on them. This is leading many people to try and short sale their home. However, because of other debt issues, many people also...more
Yesterday the Arizona Republic reported that Arizona has the second highest rate of homes where the owners owe more than the home is worth. Nearly 50% of Arizona's homes are not worth what is owed, and in Phoenix the number...more
On May 25, 2011, the Office of the Comptroller of the Currency (OCC) issued a proposed rule implementing several provisions of the Dodd-Frank Act (Dodd-Frank), including the transfer of functions from the Office of Thrift...more