Never Let The Objection Be About Price by Boyd Butler on 4/12/2012 When someone talks about price it’s the best BUYING Signal you can ask for. Evenif it is a price objection, the prospect has made that mental leap and thought about owning what you have to sell. The request for the...more
Divorcing When Your Home Is Drowning in Debt by Lawyers.com on 3/8/2012 Divorce can be one of the most emotionally challenging ordeals a person can go through. And in these economic times, more and more divorcing couples are having to deal with the added stress of dealing with a house whose...more
Why you need to review your estate plan after your divorce. by Steve Basche on 2/23/2012 If you are like most people who are getting divorced, or who have just gone through divorce, you no longer want your ex-spouse to be the beneficiary of your estate or to put your child(ren)in a position to be disinherited if...more
"F" is for Fresh Start through Bankruptcy by John Skiba on 1/2/2012 In the bankruptcy world (yes, there is such a place!) the term “fresh start“ is mentioned so often that it can become cliche. However, when you can get past the initial feelings you may have about bankruptcy, the end result...more
Midland Funding, Portfolio Recovery, LVNV Funding. The Debt Buyers and Why You Should Fight by John Skiba on 12/26/2011 Most people that will read this article have had the unpleasant experience of receiving a knock at the door only to get served with a lawsuit. After the shock subsides as to what just happened, you look at the paperwork and...more
E is for Equity by John Skiba on 12/19/2011 Equity. It is usually your friend. If you are in bankruptcy, it can be an issue. Simply put, equity is what you actually “own” in your property. For instance, if you have a car that is worth $10,000 and you still owe $6,000...more
How Has the Great Recession Impacted Your Choices? by John Skiba on 12/12/2011 Because I work as a bankruptcy attorney I have the opportunity to meet a lot of people here in Arizona who have taken a beating during this recession. And while the recession technically ended a while back, many, if not most...more
D is for Debt Free by John Skiba on 12/7/2011 Debt free. Can you even imagine it? I would dare say that when most people come in to inquire about filing for bankruptcy they aren’t really thinking about the end result of being debt free, but are more focused on stopping...more
Late Night Emails to a Bankruptcy Attorney by John Skiba on 12/5/2011 When I opened my bankruptcy law practice here in the Phoenix area a while back I wanted to create a website where clients could easily communicate with me and learn about the bankruptcy process. In the morning when I check...more
C is for Creditor by John Skiba on 12/2/2011 C is for Creditor By John Skiba, Arizona Bankruptcy Lawyer www.skibalaw.com This one is pretty basic but you may be surprised as to how many people aren’t quite sure what the difference between a creditor and a debtor is....more
Family law update - November 2011 by Gemma Nicholls on 11/30/2011 Recent ruling for unmarried couples who jointly own property - Jones V Kernott...more
What Spouses Are Good For In 2011 And 2012 by Charles (Chuck) Rubin on 11/28/2011 Lots of things, obviously! In context of tax and business, a number of specific items (not exhaustive), including: a. Creditor protection via the special protections afforded by property held jointly as tenants by the...more
Turbervilles Private Client Newsletter - Winter 2011 by Turbervilles on 11/25/2011 Welcome to our Winter Newsletter. In this edition, we report on why people are starting to record their internet and computer passwords in their wills. A woman injured while having her hair coloured in a salon is...more
Why I am Thankful to be a Bankruptcy Lawyer in Arizona by John Skiba on 11/22/2011 As a bankruptcy lawyer in Arizona I have come accustomed to the idea that I am a necessary evil in people's lives. The last thing people want to do is file for bankruptcy. The last thing they want to do is meet with me. ...more
The Basics of Homeowner's Insurance by Collins & Collins, P.C. on 11/21/2011 A home is often the single biggest investment one can make, and there are many types of risks associated with home ownership. The purchase of homeowners insurance can help minimize some risks, and is typically required by...more