Insurance Nonprofits

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State Moves To Strip Former LGC Insurance Pool Of Nonprofit Status

Despite a long-awaited state Supreme Court ruling, the legal wrangling between the state and the former Local Government Center continues. This time, the focus is on the HealthTrust risk pool, which insures roughly 50,000...more

Nonprofit Insurance Coverage: You Need More Than a Directors and Officers Policy

Question: How protected is our nonprofit's board if we have directors and officers liability insurance? How can we protect our organization? Answer: Having appropriate insurance coverage—not just...more

A Continued Examination of Charitable Patient Assistance Programs Part Eight in a Series: What Products Say About Charitable PAPs

In today’s challenging health care environment, Charitable Patient Assistance Programs (Charitable PAPs) have emerged to meet the needs of the nearly 30 million Americans that are underinsured and have difficulty paying...more

Connecting the Dots for Nonprofits on Healthcare Reform: The Exchanges, the Premium Subsidies, and the Employer Mandate

In this presentation: - Introduction - The Exchanges and The Subsidies - Preparing for the Employer Mandate - Employer Strategies - Other Fees and Market Reform - Excerpt from: The...more

A Continued Examination of Charitable Patient Assistance Programs Part Six in a Series: What the Scope of Services Says About a...

In today’s challenging health care environment, Charitable Patient Assistance Programs (Charitable PAPs) have emerged to meet the needs of the nearly 30 million Americans who are underinsured and have difficulty paying...more

Evaluating Your Nonprofit's Options under the Affordable Care Act: The Pros and Cons of Health Insurance Alternatives for Your...

In this presentation: - Introduction - ACA Exchanges - Shared Responsibility Requirement (A.K.A. the “Employer Mandate”) for Large Nonprofit Employers - Important Changes for Small Nonprofit...more

"Survey of Nonprofit Risk Management"--What Does it Say?

How do nonprofits manage risk? Sometimes with hard business sense, and sometimes with a blend of faith and wishful thinking that is scary. Crystal & Company did a fascinating survey of nonprofit risk management that explains...more

Healthcare Reform in 2013: What Every Nonprofit Needs to Know

In this presentation: - Definition of “Small Employer” - The Five Pillars of the Small Group Market - The SHOP Exchange - The Small Employer Tax Credit - New Fees and Notice and Disclosure...more

Examining Charitable Patient Assistance Programs -- Careful Due Diligence Yields Responsible Investment Decisions

In today’s challenging health care environment, nearly 30 million Americans suffering from various chronic and life-threatening illnesses are underinsured and have difficulty paying their out-of-pocket medical costs....more

Who is a Large Employer Under Obamacare?

Among other things, the Patient Protection and Affordable Care Act (the “Act”), commonly referred to as Obamacare, requires “large employers” to provide qualified health coverage for all of their full-time employees, or pay...more

Association Health Plans and Health Care Reform: A Trap for the Unwary

Trade and professional associations that sponsor health plans for their members, and organizations participating in such plans, need to be aware of an important issue arising under the Patient Protection and Affordable Care...more

Damon Key's Legal Alert - Winter/Spring 2013

The Winter/Spring 2013 edition of Damon Key Leong Kupchak Hastert's Legal Alert, featuring articles on the firm's tradition of community service, the Group Builders issue (insurance coverage for construction defects), and...more

IRS Provides Additional Guidance for Non-Profit Hospitals

Last week, the IRS issued a Notice of Proposed Rulemaking (“2013 Proposed Rule”) regarding the community health needs assessment (“CHNA”) requirement of 26 U.S.C. § 501(r)(3) (added to the Internal Revenue Code by the...more

New Guidance for Tax-Exempt Hospitals on Community Health Needs Assessment and Other Section 501(r) Requirements

On April 5, the Treasury Department released proposed regulations that provide guidance on the community health needs assessment (“CHNA”) and other requirements for tax-exempt hospitals under section 501(r) of the Internal...more

Proposed Regulations Released on Contraceptive Coverage Exemption and Accommodation for Nonprofit Religious Employers

On January 30, the Departments of Treasury, Labor, and Health and Human Services (the “Departments”) released proposed regulations regarding contraceptive coverage for employees of religious employers. This guidance is the...more

Obama Administration Outlines Religious Accommodations for Contraception Coverage Mandate

Last week, federal regulators released a Proposed Rule outlining accommodations for religious employers that object to the Affordable Care Act’s contraception coverage mandate. The Proposed Rule expands the range of...more

Proposed Rules Issued On Contraceptive Coverage

The Affordable Care Act requires most health plans to cover certain women’s preventive services, including contraception, without charging a co-pay or deductible. On January 30, 2013, the Obama Administration released...more

Health Care Reform Blog: HHS Releases Proposed Rules on Contraceptive Coverage for Religious Organizations

Today HHS released proposed rules outlining how religious organizations that object to contraception on religious grounds can comply with the Affordable Care Act’s requirement that non-grandfathered health plans cover...more

OIG Approves Gift Cards to Encourage Clinical Visits to Health Center

In Advisory Opinion 12-21, the OIG concluded that a Federally qualified health center’s offer of grocery store gift cards to capitated managed care patients would not constitute grounds for the imposition of sanctions under...more

What the Local Government Center’s Reorganization Means to Communities (And Taxpayers)

This New Hampshire Public Radio Broadcast features Bernstein Shur Attorney Andru Volinsky. The on-going fight between the state of New Hampshire and one of the nation’s largest insurance risk pool managers is an...more

Exchanges under Health Care Reform and "Private" Exchanges: What Does My Nonprofit Need to Know?

Please see full presentation below for more information....more

Religious Institutions Update: December 2012

Although the most significant changes for large employers are still to come, implementation of the Patent Protection and Affordable Care Act (ACA) (Public Law 111-148) is in full swing. Already, employers must offer nursing...more

AHA Submits Letter to IRS Requesting Updates to the Agency’s Private Business Procedure (Revenue Procedure 97-13) Based On PPACA...

In a letter dated November 15, 2012, the American Hospital Association (AHA) requested that the IRS update IRS Revenue Procedure 97-13 (Rev. Proc. 97-13) as part of its implementation of the Patient Protection Affordable Care...more

Maximizing a Nonprofit's Insurance Coverage

Overview - Matching the potential risks faced by a nonprofit organization with its insurance policies can be a challenge for even seasoned executives and in-house counsel. Policies often use confusing language, and the...more

You're Not Covered for Everything: Making Sure that Your Nonprofit's Directors & Officers Insurance Coverage Matches Your...

In this presentation: - Understanding How D&O Insurance Fits - Matching Potential Risks with D&O Coverage - The Matchmakers - Identifying Potential Gaps in D&O Coverage - Satisfying Your D&O...more

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