The tectonic plates of insurance regulation are shifting – with reverberations across the industry. The industry is also faced with significant commercial pressures, including a flood of third-party capital; persistent historically low investment returns, which are driving insurers to search for yield and restructure their businesses; and a flurry of M&A activity, particularly crossborder acquisitions, as insurers seek top-line growth and diversification.
This 2013 Insurance Industry Year End Review contains our catalogue and analysis of some of the key commercial and regulatory developments of the past year, as well as some prognostications regarding the coming year(s). Some sections are general, some are highly detailed. We encourage you to use the table of contents to find the material of greatest interest to you, and look forward to your thoughts and comments on the issues and on our annual review and forecast.
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