When it comes to hiring a lawyer to fight your Midland Funding lawsuit it is normal that most people will interview more than one attorney before deciding who to go with. When I meet with clients they will often share with me advice that other collection attorneys have shared with them and many times they are simply giving flat out bad advice.
In light of that I have put together a short list of things that should make you think twice before hiring a particular attorney to fight your debt buyer case.
#1 – They Don’t Handle Consumer/Debt Buyer Cases on Routine Basis
Defending someone in a debt buyer/collection lawsuit falls under the umbrella of “civil litigation”. However that does not mean that all civil litigation attorneys should take on cases by debt buyers like Midland Funding. The issues raised in a debt buyer case are much different than in the typical civil litigation matter. Often, without even evaluating the case, a civil litigator will tell clients it is in the best interest to settle the case – meaning to pay money to make the case go away. Many times debt buyer cases are very winnable – it just takes someone who deals with them on a regular basis.
#2 – They Don’t Live in the Same State as You
I met with a man recently who was sued by a debt buyer (Portfolio Recovery) and found a lawyer online who practiced in Texas. While this Texas law firm said they had a local attorney who would handle the case, the client never did meet with a lawyer here in Arizona and always had to call an office in Texas to get information.
While many consumer protection laws are federal, each state has its own set of consumer laws and if your attorney doesn’t know the law in the state where the lawsuit is filed you will be at an immediate disadvantage.
Not only that but your attorney needs to have a working knowledge of the judges in your area and how they tend to rule in certain cases. In many cases the person who is sitting as the judge in your case will make a huge difference as to the final outcome.
A final note on this, if your lawyer is not licensed in Arizona they are also breaking the law. Watch out.
#3 – They Only Push Debt Settlement or Bankruptcy
Both debt settlement and bankruptcy have their place in the grand scheme of consumer law and fighting debt buyer lawsuits. However, your lawyer should be willing to fight Midland Funding if the case warrants it. Bankruptcy and even debt settlement should often be the last resort, not the first. Many times you can prevail in your Midland Funding lawsuit and if your lawyer isn’t willing to research your case thoroughly and take it to trial if necessary, you should keep on lookin’.
Hiring the right attorney is going to make a big difference in the outcome of your debt buyer lawsuit. If you live in Arizona, I am happy to meet with you. If you live somewhere else head on over to the National Association of Consumer Advocates (NACA) and find a consumer attorney in your area.