Good ideas come in two different kinds, ideas that looked good at the time and ideas that looked good after time. Despite the chuckling of its name upon release, Apple’s IPad was a good idea from the day it was first announced. When Amazon.com decided that they would sell something other than books, well that wasn’t something that looked like a good idea at the time. The same can be said with 401(k) plan provisions that are good ideas that looked either great out of the gate or that looked like a homerun after time. This article is about 401(k) plan provisions that are good ideas and should possibly be added to help invigorate your workplace plan. The costs involved with adding these provisions is the cost of an amendment, none of these provisions will require further employer contributions by you.
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