A Year of Unprecedented Tornadoes and Floods — And How Insurance Helps Companies Rebuild


Originally published in Risk Management Monitor, June 17, 2011.

As floodwaters have threatened Missouri communities along the Mississippi River, and as the town of Joplin, Mississippi, reels from the recent devastating tornado, the residents of these communities are quite appropriately absorbed with efforts to regain some semblance of normal daily life. But, eventually, the waters recede, the debris is cleared, and business owners must turn their attention to rebuilding their businesses and recouping losses sustained.

Depending on the circumstances and the insurance purchased, insurance contracts may help businesses recover losses resulting from damaged buildings, vehicles, equipment and other property. Here are a few of the business losses that may potentially be insured.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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