Background Checks: Updated “Summary of Consumer Rights” Required Under Fair Credit Reporting Act


Start the new year out right by using the updated “Summary of Consumer Rights” form, required as of January 1, 2013, to comply with the Fair Credit Reporting Act (“FCRA”). Even if you updated your form earlier in 2012, you should note that the Consumer Financial Protection Bureau (“CFPB”) re-revised the form in November 2012.

Under the FCRA, employers who obtain and use consumer reports, including background checks, from consumer reporting agencies (third parties) have specific duties...

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