If you were recently involved in an auto accident in Georgia, you will likely have to interact with your insurance provider, as well as representatives for the others involved in the accident. Remember that these insurance companies have little concern for your well-being — they are businesses first and foremost, and their bottom line is what matters. To ensure that your financial interests are protected, always secure help from a trusted attorney.
Consider the following pointers when communicating with insurance organizations following an accident:
Notify your insurance company of the accident. There is usually a set amount of time you have in which report an accident based on your policy details. But never answer questions or sign any document from an insurance adjustor without first consulting a lawyer — in doing so, you could inadvertently sign away rights to certain compensation for your injuries.
Collect information from the accident scene. Take photographs or video of your injuries, as well as the damage to your car and other property, if applicable. If you are without a recording device, you can draw a diagram for future reference. Take note of witnesses and record their contact information. Finally, exchange contact details with the other driver(s) involved in the collision. This includes phone numbers, email addresses, and license plate and insurance policy numbers.
Call upon local law enforcement immediately. A police report will provide you with more documentation should you decide to pursue a case, and will be helpful for the insurance companies.
Keep a file of all accident-related activities and expenditures, including conversations you have with insurance agents and medical costs. The log should include all details, such as dates and times of the conversations and any significant material that you discuss.
Take legal action quickly. You do not want the Georgia statute of limitations for filing a personal injury case to expire.
Posted in Personal Injury
Tagged auto accidents, dealing with insurance agencies, personal injury attorney