Beyond Your Borders: Workers Comp Across The America

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And now… one more reason to be glad you do not live in Mississippi: For workers injured on the job, the maximum weekly workers compensation benefit in Mississippi is $449.12. In New Jersey, that figure is $826.

Granted, states calculate those rates based on the statewide average weekly wage, and New Jersey boasts the third-highest per capita income in the nation. (Mississippi comes in at number 50.) Still, some state maximums might make you envy their injured workers. In Wisconsin, for instance, the weekly maximum benefit for 2013 is $879, more than the New Jersey maximum, even though the state ranks 26th in per capita income.

A few other comparisons:

  • The maximum benefit in Missouri is $853, while it ranks 31st in per capita income.
  • Texas has a maximum benefit of $818 and a per capita income ranking of 25th.
  • Michigan has a maximum benefit of $798, with a per capita income ranking of 35th.
  • The maximum in Washington State, ranked 12th in per capital income, is 120 percent of the state average monthly wage, which equals $4,715. You do the math.

These figures are for Total Temporary Disability (TTD), covering the period when you cannot work while you recover from your injury. In New Jersey the payments are capped at 70 percent of the amount you would normally earn, up to the current maximum of $826.

Thus, if you normally earn more than $1,180 a week ($1180 x .70 = $826), you would be receiving less than 70 percent of your normal earnings. Benefits are usually terminated when you are released to return to work, or when it is determined that you have reached what is known as maximum medical improvement (MMI) — meaning additional treatment will no longer improve your medical condition. At that point, you may be eligible for permanent injury benefits, either partial or total.

Posted in Workers Compensation

Tagged NJ workers compensation, workers compensation, workers compensation lawyers

Topics:  Bodily Injury, Disability, Employee Benefits, Workplace Injury

Published In: Worker’s Compensation Updates

DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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