Can you protect yourself from a hit and run accident and why do you need uninsured & under-insured motorist coverage?

There are many drivers on the road who do not have insurance. The Insurance Research Council estimates that 22% of motorists in California are uninsured. It is a good idea to have protection in your own policy in case of an accident with one of the drivers.

When you purchase an auto insurance policy that contains liability insurance, the insurance company or broker must offer you coverage up to the same limit as your liability for See more +

There are many drivers on the road who do not have insurance. The Insurance Research Council estimates that 22% of motorists in California are uninsured. It is a good idea to have protection in your own policy in case of an accident with one of the drivers.

When you purchase an auto insurance policy that contains liability insurance, the insurance company or broker must offer you coverage up to the same limit as your liability for “uninsured motorist.”

Uninsured motorist will provide coverage for your bodily injury liability when the other driver involved in a collision with you is fully or partially at fault but does not have any liability coverage. See less -