CFPB issues third annual Plain Writing Act compliance report


The CFPB has issued its third annual Plain Writing Act compliance report. Under the PWA, federal “executive agencies,” including the CFPB, are required to use plain language in documents that: are necessary for obtaining information about a federal government benefit or service or filing taxes; provide information about a federal government benefit or service; or explain to the public how to comply with a requirement that the federal government administers or enforces.

The report discusses the CFPB’s efforts to comply with the PWA and promote the use of plain writing in its communications. Those efforts include:

  • Adoption of plain language “as a core principal” for all of the CFPB’s printed and online consumer-facing content.
  • Although the PWA does not apply to regulations, making available plain language summaries of the CFPB’s proposed or final consumer protection regulations (with the CFPB citing to the summaries it has issued in connection with its mortgage and remittance transfer rules)
  • For technical or specialized documents that target a specific audience, publishing plain language summaries of such documents when the CFPB believes they will impact consumers’ behavior or understanding of their rights under federal consumer financial laws.

DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

© Ballard Spahr LLP | Attorney Advertising

Written by:


Ballard Spahr LLP on:

Readers' Choice 2017
Reporters on Deadline

"My best business intelligence, in one easy email…"

Your first step to building a free, personalized, morning email brief covering pertinent authors and topics on JD Supra:

Sign up to create your digest using LinkedIn*

*By using the service, you signify your acceptance of JD Supra's Privacy Policy.

Already signed up? Log in here

*With LinkedIn, you don't need to create a separate login to manage your free JD Supra account, and we can make suggestions based on your needs and interests. We will not post anything on LinkedIn in your name. Or, sign up using your email address.