CFPB Proposes Changes to Regulations Z And X

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On August 10, 2012, the Consumer Financial Protection Bureau (CFPB) proposed amendments to the regulations in the Truth in Lending Act (Regulation Z) and in the Real Estate Settlement Procedures Act (Regulation X) in an effort to increase accountability and transparency in the mortgage servicing industry. The basic framework for the proposed changes was originally announced by the CFPB on April 10, 2012...

The CFPB has requested comments by October 9, 2012.

Please see full alert below for more information.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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