CFPB Releases Rulemaking Agenda

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The CFPB published its semi-annual update of its rulemaking agenda. The rulemaking agenda includes rulemaking actions in the pre-rule, proposed rule and final rule states, as well as long term actions and completed actions. According to the rulemaking agenda, the CFPB plans to issue rules in the mortgage space, including amendments to the Home Mortgage Disclosure Act and Regulation C, the implementing regulation for HMDA, further amendments to Regulations X and Z, rules defining “larger participants” in the auto lending markets and the international money transfer market, rules regarding debt collection, loans and deposit advance products, consumer overdraft products and prepaid cards, among other rules.

IRS Circular 230 Disclosure: To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. tax advice contained in this informational piece (including any attachments) is not intended or written to be used, and may not be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.

 

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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