Community Banking Excellence - Fourth Quarter 2012

In This Issue:

- Conversation with a Community Banking Professional By Timothy R. Moore

- Signs of a Federal Investigation by Sharon L. Potter

- Why is Your Bank or Bank Holding Company Still a Public Company? by Hugh B. Wellons

- Should a Lender Obtain an Owner's Title Insurance Policy After Foreclosure?by Jessica L. Kimble

- N.C. Modernizes Banking Laws by R. Scott Adams

- Excerpt from N.C. Modernizes Banking Laws:

North Carolina's banking laws have been comprehensively updated for the first time in 80 years and provide the state with one of one of the most modern banking systems in the country. Effective October 1, 2012, the bipartisan legislation is a product of compromise and joint effort on the part of legislators, banks and consumer advocates. In addition to streamlining rules and processes for capitalization and liquidation, the new law takes into account systematic changes resulting from Dodd-Frank and the North Carolina Business Corporation Act...

Please see full newsletter below for more information.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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