The consequences of inadequate auto insurance coverage can be devastating both for the owner of a given insurance policy and for the individual who has been injured. If the owner of an insurance policy has inadequate coverage, then the injured party can go after the individual who caused the harm for assets above and beyond the insurance limits. Unfortunately for the injured party, if the party causing the injuries does not have sufficient coverage and/or additional assets it can be very difficult to obtain any measure of justice or fair compensation on behalf of the party who sustained the injuries/damages. Inadequate coverage is the most common mistake made by not only consumers who purchase coverage to protect themselves but also by those injured in accident.