Credit Counseling: Obstacles to Innovation and Path to Consumer Empowerment

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In this presentation:

- Tax-Exemption Challenges

- Bankruptcy Counseling Challenges

- Consumer Protection Statutes

- Excerpt from Presentation:

How did we get here?

- Federal and state laws governing consumer credit counseling agencies continue to evolve and create potential obstacles and new compliance requirements.

- The industry has responded with self regulation, but many credit counseling agencies limit their activities due to fear of crossing the lines set by regulators, law enforcement, and the Internal Revenue Service.

Please see full presentation below for more information.

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