If you’ve been in a serious accident and suffered from a personal injury, you will have to deal with insurance companies sooner or later. In an ideal world, all insurance companies would be honest and have your best interests at heart. Unfortunately, that’s often not the case. Instead, insurance agents tend to try to save their companies as much money as possible regardless of your situation. Because of this you should be especially cautious when dealing with insurance companies, and speak with an experienced personal injury lawyer before you settle a claim out of court.
Listed below are a few things to watch out for after an accident when dealing with insurance companies:
Report the accident to your insurance company in a timely manner. Failure to do so could cause unnecessary problems with your claim.
Do not give a statement, written or verbal, to the insurance company of the other driver or party, and under no circumstances sign documents given to you by the other party’s insurance company without first seeking the legal counsel of an experienced attorney. Doing so could jeopardize your rights and ultimately be used against you.
Document the accident as much as you can. Save medical records, statements, photos, and even keep a journal to record the events and your feelings throughout. The more evidence you have documenting what happened, the better.