Detroit Bankruptcy Lawyers: What Is The Means Test In Bankruptcy?


When Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) in 2005, they created a new monster called the means test. The idea for the means test was to force more people into a Chapter 13, a debt repayment program. The means test is difficult from more people to understand, and it baffles lawyers sometimes. The purpose of this article is to explain what the means test does and how it is calculated.

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