Adoption of E-Sign and UETA allows the widespread replacement of paper documents with electronic records and use of electronic signatures. This article, reprinted from Thomson/West’s Electronic Banking Law and Commerce Report (Vol. 11, No. 6, 2006) discusses the use of electronic systems in an eMortgage program and the range of issues associated with this development, including specific considerations at these four key stages of the mortgage lifecycle:
(1) Application; (2) Closing; (3) Custody; and (4) Secondary Market Sale.
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