On September 9, the Fed and CFPB announced increases in the dollar thresholds in Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing) for exempt consumer credit and lease transactions. These increases are consistent with the Dodd-Frank Act amendments to adjust these thresholds annually by the annual percentage increase in the Consumer Price Index. Transactions at or below the thresholds are subject to the protections of the regulations. The adjustments will become effective on January 1, 2015. Fed Statement.  CFPB Statement. Consumer Leasing Amendment. TILA Amendment.