If you are a first responder, you and your co-workers most likely have suffered on-the-job injuries. This is the nature of a job on the front lines of serving the public. It is important to know that you have a right to workers compensation payments, and it is crucial to have help navigating a system that makes it difficult for you to get your benefits.
Workers compensation is like an insurance policy, designed to compensate you for lost wages and medical expenses no matter who caused the job-related accident. However, like other insurance companies that try to minimize the amount they pay for claims, workers compensation insurance companies wish to minimize the amount of money they pay to injured workers.
Don’t be afraid that receiving benefits will cause you to be considered disabled and lose your job. If you get better and are able to do your job, the fact that you received compensation for lost wages and medical treatment should make no difference and you should be able to return to your career.
If you are injured on the job, seek medical attention immediately and report the accident to your supervisor as soon as possible. Beginning on the date of the accident, the law imposes a number of legal deadlines, including when you can file a claim, how long the insurance company has to respond and until when you can respond to the insurance company. There may be a hearing, which must follow the rules or procedure of the Workers’ Compensation Commission and the insurance company’s workers compensation attorneys will represent the insurance company at the hearing. It is therefore very important to have an attorney on your side who knows the ins and outs of workers compensation law in order to get you the compensation you deserve.