Fair Credit Reporting Act

FTC Supports Legislation to Amend the Fair Credit Reporting Act

Damages to an Injured Persons Credit Often Befall Victims after a car accident

§ 602. Congressional findings and statement of purpose [15 U.S.C. § 1681]the Fair Credit Reporting Act.

(1) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence.


Consumer reporting agencies, creditors and others not listed below Federal Trade Commission: Consumer Response Center - FCRA

Washington, DC 20580


National banks, federal branches/agencies of foreign banks (word 'National' or initials 'N.A.' appear in or after bank's name) Office of the Comptroller of the Currency

Compliance Management Mail Stop 6-6

Washington, DC 20219


Federal Reserve System member banks (except national banks and federal branches/agencies of foreign banks) Federal Reserve Board Division of Consumer & Community Affairs

Washington, DC 20551


Savings associations and federally chartered savings banks (word 'Federal' or initials 'F.S.B.' appear in federal institution's name) Office of Thrift Supervision Consumer Complaints Washington, DC 20552 800-842-6929

Federal credit unions (words 'Federal Credit Union' appear in institution's name) National Credit Union Administration

1775 Duke Street

Alexandria, VA 22314


State-chartered banks that are not members of the Federal

Reserve System Federal Deposit Insurance Corporation

Consumer Response Center 2345 Grand Avenue, Suite 100 Kansas City, Missouri 64108- 2638


Air, surface, or rail common carriers regulated by former Civil Aeronautics Board or Interstate Commerce Commission Department of Transportation Office of Financial Management Washington, DC 20590 202-366-1306

Activities subject to the Packers and Stockyards Act of 1921 Department of Agriculture Offic

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Reference Info:Federal, Federal Circuit | United States

DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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