If injured on the job, you should understand your rights — and your responsibilities — to obtain benefits under workers’ compensation insurance provided by your employer.
Workers’ compensation is available for workers injured on the job. In almost all cases, New Jersey employers are required to provide coverage or carry insurance to cover injury or illness suffered by employees as a result of their employment. Types of workers who are not covered by workers’ compensation include volunteers of nonprofit agencies receiving no compensation, those engaged in religious duties and some others.
The workers’ compensation program allows an injured worker to quickly receive medical and wage relief without being required to prove fault or sue the employer. Your employer provides medical, wage and other support in return for the condition of not being sued for personal injury. In some cases involving injury by a party other than your employer, you may have a third-party claim for personal injury.
You have important duties under workers’ compensation regulations if you are injured on the job. Those duties include the following:
If injured, notify your supervisor or administrator as soon as possible.
Follow instructions provided by your employer as to the medical professional that will provide treatment.
If your injury is an emergency situation, obtain initial treatment from any service but notify your employer of the circumstances as soon as possible.
Workers’ compensation provides important benefits. Make sure you take the right steps to receive them.