The St. Louis Post-Dispatch has an interesting editorial commenting on the recommendations of some politicians to make “tort reform” a part of any new health care legislation. Those of us who have spent years involved in the medical malpractice claims process and have read many studies on the subject understand that medical malpractice claims amount to a tiny percentage of health care costs. A bigger problem, and a better way to look at this situation, is the exorbitant insurance premiums charged doctors and hospitals by the major carriers. These premiums often have less to do with actual malpractice claims than with the profit or loss of the insurance companies’ investments in the stock market. Here are excerpts from the editorial...

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