On August 12, 2011, a three-judge panel of the United States Court of Appeals for the 11th Circuit ruled that the individual mandate of the Patient Protection and Affordable Care Act ("PPACA") is unconstitutional. The individual mandate requires most people to either carry health coverage by 2014 or pay a penalty. The Court reversed the finding of the lower court, however, which had found that the individual mandate was not severable and thus rendered the entire statute unconstitutional.