Many homeowners have found themselves in the position of owing money on a debt that they simply cannot repay. As a result, the homeowner is sued by a Creditor and, shortly thereafter, a corresponding judgment enters against the homeowner. When this happens, the Plaintiff often will attempt to collect the money from the judgment by requesting an execution or judicial lien be issued against the homeowner and will then place the judicial lien on the homeowner’s house or car. The homeowner can strip this lien from there property through navigation of Title XI and the United States Bankruptcy Code, more sepcifically use of 11 U.S.C. s. 522
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