How to Talk to Your Insurance Company About Your Car Accident

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In 2011, 33,000 people were injured in car accidents in Arizona. The minutes, hours and days immediately following an accident can be stressful. If you have been injured in a car accident it is important to speak to a lawyer as soon as possible so you know what to do if you need to file a personal injury claim.

While you are still at the scene of the accident, it is essential that you act quickly to thoroughly document the events of the accident and the harm it caused you, so you can be justly compensated for your injuries.

To get you started on gathering documentation calculated to speed the processing of your claim, you should:

  • Document the scene of the accident — Take photos of the accident with your cell phone. Make sure you get shots of your vehicle, the surrounding area, other vehicles involved, and even of yourself and your passengers. If you are not able to take pictures, ask someone else to do it for you, and make sure you have photographs from different angles. Next, try to speak to any witnesses about the details of the accident and request their contact information.  One's memory of details tends to become fuzzy very quickly in an accident's aftermath, so take notes or record statements whenever possible.
  • Get medical records — If you were treated by emergency medical personnel, either at the scene of the accident or at a hospital, ask for copies of your records. These records support your claim and underline the serious nature of the accident for your insurance adjuster.
  • Contact your insurance company — As soon as you are physically and emotionally able, begin the process of filing a claim. It is advisable to get things moving as soon as possible so the details of the accident are still fresh in your mind.
  • Consult a personal injury attorney — It is likely that your insurance company will make you an offer for compensation immediately. You do not have to accept this offer. An attorney can negotiate a settlement for you on a contingency basis so you receive fair and complete compensation for your injuries.

Even if you have done your homework and submitted detailed documentation of the accident, the insurance company might try to lowball you with an inadequate settlement. Speak to an experienced auto accident lawyer from Lewis and Pokora to maximize your chances of getting the compensation you deserve.

Posted in Motor Vehicle Accidents