This article was originally published in the July 2011 edition of The Independent Counselor, enewsletter of the Association of Independent Consumer Credit Counseling Agencies (AICCCA).
Housing counseling agencies and other nonprofits have achieved a regulatory success that will help them to better serve consumers. After more than a year and a half in the making, on June 30, 2011, the U.S. Department of Housing and Urban Development (“HUD”) published its “Final Rule” 1 establishing minimum standards for state compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (the “SAFE Act” or “Act”).2
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