In This Issue:

- New 3.8% Medicare contribution tax: Do you know how to reduce or eliminate your liability?

- Estate planning for adopted children and stepchildren

- Shipping your trust over the state line to realize tax savings

- Estate Planning Pitfall: You’re using a prepaid funeral plan

- Excerpt from Estate Planning Pitfall: You’re using a prepaid funeral plan:

Funerals are expensive. According to the National Funeral Directors Association, average funeral costs in 2012 were nearly $8,000, excluding cemetery costs. To relieve their families of the burden of planning a funeral, many people plan their own and pay for them in advance...

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