Insurance Companies Must Show "Substantial Prejudice" to Deny Claims for a Failure to Comply With The Proof Of Loss Requirement


After the Station Fire of August 2009, 1440 policyholder lawsuits against Farmers Insurance Exchange were consolidated into one case - Henderson v. Farmers Group Insurance. For the policyholders whose claims were denied based on a failure to meet the policies' proof of loss deadline (usually within 60 days of a request by Farmers) - the Court of Appeal ruled that California's notice-prejudice rule applied.

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Published In: Insurance Updates

DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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