When insurance issues are interjected into any type of case a myriad of complex issues arise. Insurance touches almost every aspect of our every day life and relates to claims of injury, health, property damage, and death. Whether a common law marriage exists is no exception to contributing to already complex insurance law issues. Where insurance coverage is involved the primary inquiry is whether there is sufficient proof to establish a common law marriage for purposes of the insurance policy. An insurance policy should be examined closely to determine whether the parties to a common law marriage are afforded insurance coverage. Advising clients regarding coverage issues is key to avoiding common obstacles that occur in the event of an insurance claim.
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