A self-insured retention (SIR) provision does not automatically relieve a primary insurer of its duty to pay first-dollar in defending its insured. The policy must expressly and unambiguously make the insurer’s duty to defend subject to the SIR. Insureds are entitled to the insurer’s participation in their defense at the outset of litigation even if the SIR has not been exhausted.
Firefox recommends the PDF Plugin for Mac OS X for viewing PDF documents in your browser.
We can also show you Legal Updates using the Google Viewer; however, you will need to be logged into Google Docs to view them.
Please choose one of the above to proceed!
LOADING PDF: If there are any problems, click here to download the file.