On March 22, 2013, the Maryland Court of Appeals clarified the meaning of an "endorsement in blank" on mortgage notes, saying that physical transfer without additional endorsement stamps gives the loan servicer standing to enforce the note and foreclose the lien instrument. This case eliminates one more defense raised to residential foreclosures, where troubled homeowners continue to challenge lender and servicer standing to foreclose where the paper trail of assignments is muddy. With this case, the noose continues to tighten.
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