Traditional sources of business loans, such as banks and financial lenders, are sometimes unavailable or difficult to qualify for. But if you’re not financing large capital purchases or multi-million dollar projects, and need a relatively modest amount of cash, a microloan may be the answer.

Microloan programs, such as those offered by Kiva, a San Francisco based non-profit, can finance amounts as small as $25 or as large as $10,000.