This installment addresses MEPs providing
health and welfare benefits, particularly multiple employer
welfare arrangements ("MEWAs"). In concept,
MEWAs are designed to give employers access to low
cost health coverage and may represent the only available
option for small employers who are unable to obtain
insurance coverage due to underwriting risks.1
However, MEWAs have a long history of abuse, which
has made them the focus of many policy discussions and
much regulatory scrutiny
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