Non-Trucking Liability Policies: Application and Exclusion

Introduction -

A policy of non-trucking liability coverage generally applies when a vehicle is being operated for a non-trucking use. If a driver is operating a vehicle in the business of a motor carrier then the motor carrier's commercial liability policy typically applies. If, on the other hand, the truck is being used for a purpose other than to transport the property of another for hire, then the non-trucking liability coverage usually covers the exposure.

This article does not reflect an exhaustive list of cases on the application and exclusion of non-trucking policy, but it presents various cases and fact patterns from different jurisdictions across the United States in both state and federal courts which have considered this issue.

Please see full article below for more information.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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