OCC Stress Testing Guidance and CRE Stress Test Tool


On October 18, the OCC provided guidance to national banks and federal savings associations with assets of $10 billion or less on using stress testing to assess risk in their loan portfolios. The guidance indicates that stress tests do not need to involve sophisticated analysis or third-party consultative support. The OCC is also making available a new portfolio level stress tool for income producing commercial real estate loans. OCC Release.