More than two years after Arizona’s infamous extreme hailstorm of 2010, the hailstorm story is not yet over. The freakishly powerful storm blew through the West Valley, Scottsdale and Mesa, leaving $2.7 billion of damage in its wake. The story continues as homeowners battle with insurance companies to assess the damage to their homes and appropriately compensate owners so they can move on with their lives.
According to news reports, as the monstrous hail fell, auto body shops and construction companies rushed to divvy up the windfall of repair business. However, as insurance companies moved slowly to pay for these repairs, many homeowners began a frustrating waiting period that has since stretched on even further.
Some issues contributing to the post-storm slowdown include:
Time limits on claims — Some insurance companies have a one-year limit on collection of claims. A number of complaints have been filed with the Better Business Bureau against insurance companies that seem to have dragged their feet until the time period expired.
Backlog of inspections — The sheer volume of claims after the storm left many insurance companies shorthanded, creating a waiting period for damage inspections.
Competition for repairs — As insurance companies were slow to pay out for repairs, the roofers, air-conditioner repair companies and construction companies attended to clients who were willing to pay cash for repairs, leaving many residents waiting for checks in the mail with holes in their roofs as well.
Posted in Personal Injury