The growth of the World Wide Web has provided opportunities for the exchange of capital for goods and services that could not be envisioned only a few years ago. The latest trend, for example, e-tailing (online retailing), is five years old—kindergarten age—yet sales are already in the billions of dollars. On the other hand, some opportunities that held great expectation in the early days of the Web have languished. One of these is the promise of the Web as a medium that would give small, nonpublic businesses greater access to capital through online securities offerings.
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