If you are disabled and unable to work, understanding the programs available to assist you is important. Two of the largest federal programs are Social Security Disability Insurance and Supplemental Security Income (SSI).
We have discussed the benefits of these programs earlier, along with the need for you to seek experienced legal help for questions you have before you file your application. Filing a correct, complete application saves you time and delayed expenses if your claim is denied due to an error or missing information.
While SSD and SSI are programs that benefit disabled workers, the aim of each program is different and so are the eligibility requirements.
Social Security Disability Insurance (SSDI): SSDI is a disability program funded by contribution from your payroll taxes while you are in the workforce. Essentially a disability insurance program, benefits are available to those with enough time paying into the program to reap its benefits. Unlike state workers’ compensation, eligibility for SSDI requires total disability as defined by the Social Security Administration.
Supplemental Security Income (SSI): While SSI is also a disability program, it is not funded by payroll taxes. This means eligibility for the program does not depend on time in the workforce. SSI is intended to serve the aged, blind and impoverished. SSI provides cash benefits for basic essentials like food, shelter and housing. Like SSDI, SSI eligibility depends on total disability as strictly defined by the Social Security Administration.
Facing disability and unable to work is a hardship on any individual or family. Talk with a disability claims attorney at our firm when you have questions about qualifying for Social Security programs in Oklahoma.