Social Security Disability v Supplemental Security Income

If you are disabled and unable to work, understanding the programs available to assist you is important. Two of the largest federal programs are Social Security Disability Insurance and Supplemental Security Income (SSI).

We have discussed the benefits of these programs earlier, along with the need for you to seek experienced legal help for questions you have before you file your application. Filing a correct, complete application saves you time and delayed expenses if your claim is denied due to an error or missing information.

While SSD and SSI are programs that benefit disabled workers, the aim of each program is different and so are the eligibility requirements.

  • Social Security Disability Insurance (SSDI): SSDI is a disability program funded by contribution from your payroll taxes while you are in the workforce. Essentially a disability insurance program, benefits are available to those with enough time paying into the program to reap its benefits. Unlike state workers’ compensation, eligibility for SSDI requires total disability as defined by the Social Security Administration.
  • Supplemental Security Income (SSI): While SSI is also a disability program, it is not funded by payroll taxes. This means eligibility for the program does not depend on time in the workforce. SSI is intended to serve the aged, blind and impoverished. SSI provides cash benefits for basic essentials like food, shelter and housing. Like SSDI, SSI eligibility depends on total disability as strictly defined by the Social Security Administration.

Facing disability and unable to work is a hardship on any individual or family. Talk with a disability claims attorney at our firm when you have questions about qualifying for Social Security programs in Oklahoma.

Written by:

Published In:

DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

© Stipe, Harper, Laizure, Uselton, Belote, Maxcey & Thetford | Attorney Advertising

Don't miss a thing! Build a custom news brief:

Read fresh new writing on compliance, cybersecurity, Dodd-Frank, whistleblowers, social media, hiring & firing, patent reform, the NLRB, Obamacare, the SEC…

…or whatever matters the most to you. Follow authors, firms, and topics on JD Supra.

Create your news brief now - it's free and easy »

All the intelligence you need, in one easy email:

Great! Your first step to building an email digest of JD Supra authors and topics. Log in with LinkedIn so we can start sending your digest...

Sign up for your custom alerts now, using LinkedIn ›

* With LinkedIn, you don't need to create a separate login to manage your free JD Supra account, and we can make suggestions based on your needs and interests. We will not post anything on LinkedIn in your name.