Surviving and Thriving in FHA's New Environment

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The downturn in the housing and finance markets in 2006-2008 resulted in several new measures at the Federal Housing Administration, as it sought to limit risk to the mortgage insurance fund. Increased enforcement efforts became a feature of the new environment at the FHA. This article by Clint Rockwell and Melissa Klimkiewicz helps mortgage lenders adapt to the new environment at the FHA and identifies weaknesses in lender operations that may result in findings of non-compliance. Finally, the authors provide useful advice for lenders faced with FHA enforcement actions. The article appeared in the "Open Forum" of National Mortgage News.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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