The Fed's E-Sign Regulations: More Questions Than Answers

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The Consumer Consent Rule under the Electronic Signatures in Global and National Commerce Act (E-Sign Act) place special restrictions on the use of electronic signatures in connection with certain consumer disclosures. This article explores the electronic disclosure amendments of the Federal Reserve Board in the context of the use of electronic disclosures by financial institutions under consumer protection regulations such as Reg B, Reg E, Reg M, Reg Z, and Reg DD.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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