The Future of The Federal Thrift Charter

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The End of the OTS

Today, when the President signed the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the “Reform Act”) into law, he set in motion the beginning of the end for the Office of Thrift Supervision. The OTS, which was created in 1989 to assume the functions of the former Federal Home Loan Bank Board, is now to be abolished itself.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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