In This Issue:

- Summary Of FCRA Obligations On Employers That Use Consumer Reports

- Potential Liability For FCRA Non-Compliance

- The Swelling Tide Of Class Action Filings

- Mitigating Measures

- Conclusion

- Appendix A – Relevant Portions Of Section 604 Of The FCRA

- Excerpt from Summary Of FCRA Obligations On Employers That Use Consumer Reports:

The FCRA imposes requirements on employers who use “consumer reports” or “investigative consumer reports” for employment purposes. A consumer report is known as a credit report or a background report prepared by a CRA, whereas an investigative consumer report is a special type of consumer report whereby the CRA obtains information through personal interviews (e.g., an in-depth reference check).