In This Issue:
- Summary Of FCRA Obligations On Employers That Use Consumer Reports
- Potential Liability For FCRA Non-Compliance
- The Swelling Tide Of Class Action Filings
- Mitigating Measures
- Appendix A – Relevant Portions Of Section 604 Of The FCRA
- Excerpt from Summary Of FCRA Obligations On Employers That Use Consumer Reports:
The FCRA imposes requirements on employers who use “consumer reports” or “investigative consumer reports” for employment purposes. A consumer report is known as a credit report or a background report prepared by a CRA, whereas an investigative consumer report is a special type of consumer report whereby the CRA obtains information through personal interviews (e.g., an in-depth reference check).
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