Workplace injuries can result in significant financial concerns, including costly medical bills and significant missed time from work. To help stay afloat while you recover, it is important to explore all potential avenues for recovery.
After a serious injury or illness at work, the first step is generally to file a claim with the State Board of Workers’ Compensation. By doing so, you forfeit your right to file a personal injury suit against your employer. However, you can still pursue claims against other negligent parties that contributed to your injuries through a third party liability claim.
While workers compensation benefits are determined by set formulas that consider your wages and degree of injury, there are no such limits for personal injury lawsuits against third parties. You may be entitled to receive compensation for:
Medical expenses, including hospitalization and rehabilitation
Property damage, such as damage to a vehicle
Pain and suffering
Wrongful death damages
Potential sources of compensation include building owners, contractors and equipment manufactures. For example, if you were injured while using a defective machine, you may be able to pursue a product liability lawsuit against the manufacturer. Similarly, if you were injured in a car accident while on the job, you may have a personal injury claim against the at-fault driver.