They say that you're much safer in a plane than a car, and the more one observes the countless ways that motor vehicles kill on the highways the more credible the statement seems. Three teens were killed in a freak fatal accident recently when the SUV they were riding in hit a guard rail and flipped off of a U.S. Highway 431 overpass in Seale, according to Alabama state police. The accident occurred in Eastern Alabama, about 15 miles southwest of Columbus, Ga.
The three fatalities were a 15-year-old girl, a 15-year-old boy and a 16-year-old girl. All three were dead at the scene. Four others were injured in the spectacular, plunging crash. The driver, a 37-year-old man of Phenix City and three other passengers were hospitalized. They were a 58-year-old woman, a 17-year-old boy, and a 9-year-old boy.
Although authorities don't yet know why the driver lost control, they confirmed that no other vehicles were involved. Barring the future revelation of any extremely unusual factors, it's likely that the driver negligently lost control and was at fault in causing the three deaths and four injuries. In that event, the driver is liable to compensate the estates of the deceased and the four injured survivors. The estates of the decedents are each vested with the right to bring a wrongful death lawsuit against the driver based on the driver's negligence in causing the deaths.
Under Alabama law in a fatal accident such as this, if compensation is insufficient for the decedents and the injured, they would next turn to their own auto insurance policies or policies owned by others in their household. If they have underinsured motorists' coverage, additional insurance proceeds are available. Sometimes, when a family has several cars their policies will 'stack' the coverage on all vehicles. This will allow collecting on the insurance for all of the other cars. However, in order to determine all of the available insurance resources and claims that may be available, an injured person or family representatives should meet with personal injury counsel for a precise evaluation.
Source: Columbus Ledger Enquirer, "3 teens killed in eastern Alabama highway crash," June 10, 2013.