Washington Insurance Law 2014 Mid-Year Update

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During the first six months of 2014, Washington judges issued several notable insurance-related decisions. Some of those decisions were favorable to insurers and could benefit insurers in future insurance claims and lawsuits in Washington. For instance, Washington judges declared that:

- Washington’s Insurance Fair Conduct Act (“IFCA”) does not apply to liability insurance claims,

- Insurers do not have a fiduciary relationship with their insureds and cannot be liable for an alleged breach of a fiduciary duty, and

- CGL insurers owe no duty to defend an insured in an environmental claim in the absence of a lawsuit or an administrative agency action that is “adversarial or coercive in nature.”...

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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