What You Need To Know About Florida's Revised Personal Injury Protection (PIP) Insurance Statute


On May 04, 2012, Florida Governor Rick Scott signed legislation that was designed to reduce auto accident fraud, lower the cost of auto insurance premiums, and reduce the litigation costs associated with the current Personal Injury Protection (“PIP”) insurance statute. The purpose of this article is to help Florida motorists understand the changes made in the revised statute and to discuss how the changes will impact auto accident insurance claims when the revised statute takes effect. A portion of the revised statute goes into effect on July 01, 2012, with the remainder going into effect on January 01, 2013. Keep in mind that, in most cases, your insurance company may not be required to amend your policy or notify you about these changes before this revised law applies to your situation.

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